Baltimore DSCR Loans | Rental Property Financing for Investors | ICG10 Capital
Talk to a Baltimore DSCR Specialist: (954) 798-0726

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For Baltimore rental property investors

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$1B+ in loans funded

Baltimore
DSCR Loans

Rental Property Financing For Investors

No Personal Income Required

Finance Baltimore rentals, BRRRRs, and portfolio growth
Purchase, refinance, or cash-out
Fast investor-focused terms
✓ Built for Baltimore rental investors
✓ Purchase, refinance, or cash-out
✓ 1.0 DSCR and no-income-doc options
Talk About Your Baltimore Deal
Baltimore Investor Financing

DSCR Lending Backed by a National Platform

Baltimore investors need speed, flexibility, and a lender that understands rental property financing. ICG10 helps investors move on opportunities without relying on personal income documents.

9,000+

Funded Transactions

44

US States Covered

$1B+

In Loans Funded

14 Days

To Close

Baltimore DSCR Financing

Why Baltimore Investors Use DSCR Loans

Baltimore investors often need financing that moves faster and relies on property cash flow instead of tax returns. DSCR loans are a strong fit for rental acquisitions, refinance strategies, and equity takeouts across Baltimore and the surrounding Maryland market.

01

Finance Baltimore Rental Purchases

Move on new Baltimore rental opportunities with investor-focused financing designed for purchase transactions and long-term hold strategies.

02

Refinance Stabilized Properties

Replace existing debt or improve loan structure on performing Baltimore rentals with DSCR financing based on property cash flow.

03

Pull Equity for the Next Deal

Use cash-out refinance options to free up capital and keep building your rental portfolio in Baltimore and beyond.

Baltimore Program Highlights

Built for Baltimore Rental Property Investors

Flexible DSCR financing for investors buying, refinancing, or scaling rental property in Baltimore.

DSCR Loan Highlights

  • Loan amounts from $75K to $5M
  • Up to 80% LTV
  • Purchase, rate-term refinance, and cash-out refinance
  • Qualification based on property cash flow
  • No personal income required
  • No seasoning available on eligible scenarios
  • Good fit for Baltimore buy-and-hold investors

Simple 4-Step Process

  • Submit your basic borrower and property details
  • Review preliminary Baltimore DSCR loan terms
  • Complete underwriting and required documentation
  • Close and move forward on your rental strategy

Check Your Baltimore DSCR Loan Terms

Get investor-focused terms for your Baltimore rental deal.

See My Baltimore Terms

Examples of Recently Funded DSCR Loans

See examples of DSCR executions for rental property purchases, rate-term refinances, and cash-out refinances through ICG10 Capital.

$140K DSCR Loan Columbia, MD

$140K DSCR Loan | Purchase

Columbia, MD

Property Type: Condo

Loan Amount: $140,000

Terms: 30-Year DSCR, 80% LTV, 5.35% Rate

$263,200 DSCR Loan Baltimore, MD

$263,200 DSCR Loan | Cash-Out

Baltimore, MD

Property Type: Townhouse

Loan Amount: $263,200

Terms: 30-Year DSCR, 70% LTV, 6.75% Rate

$147,000 DSCR Loan Baltimore, MD

$147,000 DSCR Loan | Cash-Out

Baltimore, MD

Property Type: Single Family Rental

Loan Amount: $147,000

Terms: 30-Year DSCR, 75% LTV, 6.83% rate

$108,720 DSCR Loan Baltimore Maryland

$108,720 DSCR Loan | Purchase

Baltimore, MD

Property Type: Single Family Rental

Loan Amount: $108,720

Terms: 30-Year DSCR, 75% LTV, 6.52% Rate

$135,000 DSCR Loan Bowie, MD

$135,000 DSCR Loan | Purchase

Bowie, MD

Property Type: Condo

Loan Amount: $135,000

Terms: 30-Year DSCR, 75% LTV, 6.2% Rate

$161,000 DSCR Loan Baltimore, MD

$161,000 DSCR Loan | Cash-Out

Baltimore, MD

Property Type: Townhome

Loan Amount: $161,000

Terms: 30-Year DSCR, 70% LTV Cash-Out

$185,500 DSCR Loan Baltimore, MD

$185,500 DSCR Loan | Cash-Out

Baltimore, MD

Property Type: 2-4 Unit

Loan Amount: $185,500

Terms: 30-Year DSCR, 70% LTV Cash-Out

Baltimore DSCR FAQ

Questions About Baltimore DSCR Loans

Common questions from Baltimore real estate investors exploring DSCR financing.

Do you lend on Baltimore rental properties?
Yes. ICG10 works with real estate investors seeking DSCR financing for eligible Baltimore rental property purchases, refinances, and cash-out transactions.
Do I need personal income to qualify?
DSCR loans are designed around property cash flow rather than traditional personal income qualification, making them attractive for investors focused on rental performance.
Can I use a DSCR loan for a Baltimore purchase?
Yes. DSCR loans can be used for eligible rental property purchases, as well as refinance and cash-out refinance scenarios.
Can I refinance a Baltimore rental property with DSCR financing?
Yes. Many investors use DSCR loans to refinance stabilized rentals, improve loan terms, or access equity for future acquisitions.
How fast can I get terms?
You can submit your basic deal information quickly and review preliminary terms shortly after, depending on the scenario and documentation provided.