Delray Beach, FL Fix & Hold

This Delray Beach, Florida fix and hold case study highlights how a real estate investor used short-term bridge financing from ICG10 Capital to acquire and renovate a property, then keep it as a long-term rental investment instead of selling it immediately. The deal began with a purchase price of $64,000, a renovation budget of $19,364, and a total loan amount of $64,364.

After the renovation was completed, the property reached an after repair value of $125,000. That created $60,636 in equity and produced an unrealized return of 219%. This project is a strong example of how investors can use a fix and hold strategy to improve a property, increase value, and create long-term wealth through rental ownership.

Why a fix and hold strategy can be powerful

Unlike a traditional fix and flip, a fix and hold approach focuses on capturing upside through equity growth and future rental income. In this Delray Beach case study, the investor improved the property and then held it as a rental, positioning the asset for ongoing cash flow potential while locking in a significantly higher post-renovation value.

Renovations that helped support the new value

The before-and-after transformation shows meaningful updates in the bathroom and kitchen, two of the most important areas when repositioning a property for tenants and long-term performance. By improving the functionality and appearance of these spaces, the investor helped raise the overall appeal and market value of the property.

Bridge financing for acquisition and renovation

Short-term bridge financing can be a useful tool for investors who need to move quickly on a distressed or value-add opportunity. In this case, the financing structure supported both the acquisition and the renovation scope, allowing the investor to complete the rehab and prepare the property for a longer-term rental strategy.

This type of structure is often attractive for investors pursuing BRRRR-style projects or other fix and hold opportunities, especially when the goal is to improve a property first and then transition it into a stabilized rental asset.

Need financing for a Florida fix and hold deal?

ICG10 Capital works with real estate investors across Florida and nationwide to finance bridge, rehab, rental, and construction opportunities. Whether you are acquiring a distressed property, renovating for long-term hold, or building out a rental portfolio, our team can help structure financing around your strategy.

Connect with us today to discuss your next Delray Beach fix and hold project or your next Florida rental investment opportunity.